January gives us a natural pause, a chance to take a breath, look around, and think about what really matters. There is nothing magical about the calendar changing or another year beginning. What is special is that we are here. We were given another day, and with that day comes...

Every morning, it starts. A headline, a commercial, a pop-up, a sponsored post. Someone, somewhere, is telling you what to buy, where to put your money, and why you need to act right now. On TV, on the radio, in your inbox—the drumbeat is constant. And here’s the part...

We’ve all heard the saying, “Money is the root of all evil.” But the truth is, money isn’t the problem—our behavior is. When markets are rising, people feel great. Confidence grows, optimism takes over, and it suddenly feels like there’s no limit to what we can afford or do...

I recently celebrated a birthday, and like many milestones, it gave me pause. Birthdays aren’t just about cake and candles—they’re reminders of the time we’ve been given and the importance of how we choose to live it. As I reflected, I thought about how longevity is both a blessing...

A few weeks ago, I was sitting at a coffee shop when a familiar face walked in—an old client I hadn’t seen in years. After a quick hello and a few updates, he leaned in and asked with a puzzled look, “I don’t get it—why are the markets...

Have you ever found yourself mid-project, under the sink or in the garage, stuck and staring at a problem you know someone else has solved—but you’re just not sure how to ask for help? I’ve been there. Maybe you try to figure it out yourself, maybe you get partway...