Your Road Map is a comprehensive financial plan to guide you to the start of retirement and throughout retirement. It will be updated at an annual meeting in January to reflect your updated life changes, wishes, and goals. This tool keeps you and your advisor focused on what matters most to you.                                          

Once your taxes have been filed, we ask that you share your tax return so we may take it through our analysis process. We are looking for opportunities to improve your current and future tax situations based on Your Road Map. The advisor will share results via an emailed video report. In coordination with your tax preparer, we will gladly assist with any recommendations you’d like.  

Every other year over the summer, we will meet to discuss the nonmarket risks (health, liability, etc.) and how they will impact your road map. Alternatively, the following year, we will ensure that your estate plan is up to date and that Your Road Map reflects its wishes. These items are essential to plan for, and are necessary to communicate your wishes to your family, which we can help with.

Regardless of if SFG manages your assets, each fall, your accounts will be reviewed to determine if they are on track towards meeting Your Road Map goals & objectives and help ensure they continue to align with your risk tolerance level. At this time, we will help ensure any tax recommendations have been implemented and all RMDS, charitable contributions, etc., have taken place or are scheduled to do so before the end of the year.