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What We Do



Understanding Financial Services

One of the most common issues people have with financial services is they simply do not understand why they need them. An analogy we like to use here is it is like going to the doctor; you can take care of yourself and your family's health without a doctor, however even if healthy, you still need a check-up to make sure everything is running smoothly.

Areas of Strategic Consulting Could Include:

Distribution Strategies

Saving is the easy part. When, how much, and which accounts to start taking income from during retirement can be more challenging. Creating the right strategy to maximize long-term growth, minimize taxes, and create the right income when it is needed requires planning and preparation. 

Tax-Efficiency

Taxes are the biggest expense besides health care during retirement for most people. Being efficient with taxes is a must when preparing for income needs in retirement and during the distribution phase. 

Investment Allocation

Risk is the key to investment allocation. Matching your specific risk with your stage on the journey to and in retirement is very important. The appropriate investment allocation aids in the accumulation and distribution stage. Tax efficiency can be impacted by not having the right investment allocation. It is important to review this yearly.

Social Security Planning

The timing of Social Security is a key factor in determining your distribution strategy. When to take it is determined by your other sources of income, if you have a spouse, your current health, and even your family history of longevity. When you sign up for social security is not something you should take lightly. It requires planning.

Our Programs

We offer two ways to engage with us; The Good Life Program and our Investment Management.

- Here is a look at what they include -

Investment Management

  • Risk Tolerance Assessment
  • Financial Goals & Priorities Discussion
  • Annual Performance Review & Rebalance
  • Portfolio Evaluation to Benchmark & Goals
  • Accumulation & Distribution Strategy
  • Tax Harvesting
  • Secure Client Portal
  • Quarterly Performance Reports

Good Life Program

  • Good Life Design Day
  • Annul Plan Update
  • Yearly Tax Review & Optimization
  • Estate & Insurance Review
  • Collaboration with other Trusted Advisors
  • Secure Client Portal
  • Ongoing Strategic Consulting
  • Exclusive Content

FEES

Any fees that may be incurred while working together are fully disclosed prior to any work being done.


Investment Management Program

 Investment Management or Assets Under Management (AUM) will be charged an annual fee based on total household asset value. This fee will be agreed to before any accounts go under management.

Annual Advisor Fee Portfolio Value
1.25% $0 to $499,999
1.10% $500,000 to $999,999
Individual Basis $1,000,000 and above


Good Life Program

The Good Life Program is built to accommodate different levels of consulting & planning desired and needed by each client. The program fee will be agreed upon before any services are provided.

Program Level

One Time Upfront Fee Monthly Consulting Fee
Bronze $750 $25
Silver $1500 $50
Gold $2000 $80