INDIVIDUAL SERVICES
At Stein Financial Group, we strive to:
- Understand your individual needs and goals
- Provide the planning and guidance you desire
- Offer creative solutions at each stage of life
Some of our services FOR INDIVIDUALS include:
- Asset Allocation
- Charitable Giving
- College Savings Plans
- Disability Insurance
- Financial Counseling
- Financial Planning*
- Investment Advice*
- Life Insurance
- Long-Term Care Insurance
- Money Management
- Portfolio Management
- Retirement Planning
- Wealth Transfer Strategies
*Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)
EMPLOYER-SPONSORED RETIREMENT PLANS
Stein Financial Group provides holistic retirement consulting services to Plan Sponsors and plan participants. We are dedicated to providing guidance to help with your fiduciary responsibility and the service necessary to develop an ongoing, quality plan for your organization.
Our services include:
- Plan Design Analysis & Fee Benchmarking
- Service Provider Searches & Evaluations
- Investment Due Diligence for Monitoring & Selecting Funds
- Employee Communication & Education
- Fiduciary Assistance Services & Focused Communication Strategies
We have experience working with all types of plans including:
- Corporate 401(k)
- Nonprofit 403(b)
- Education
- Governmental 457
- Non-Qualified Plans
Our clients consist of some of the well known employers in Minnesota. We have a history of building strong relationships and exceeding customer expectations.
We look forward partnering with you to take your plan to the next level.
MEET WITH AN ADVISORFEES
We believe that you should only pay for what we do.
Any fees that may be incurred while working together are fully disclosed prior to any work being done.
Two basic types of services warrant two different fees structures:
Fee-based only account
These accounts will only be charged based on a pre-determined, fixed fee agreed to by you before we perform services. Typically financial planning and asset management fall into this category.
Commission-based products
Products with a built-in commission do not carry any additional fees that would incur a revolving commission; any additional fees such as riders, are paid by the client. Typically, products such as Life Insurance, Annuities, Long Term Care Insurance, etc. fall into this category.
